← GLOSSARY
HORSE RACING TERM

Underlay

An underlay is a horse whose odds are shorter than its true chance — the price is too low, so the bet is negative expected value, no matter how likely the horse is to win. A heavily-bet favorite is often an underlay. The disciplined move is to pass or bet it in a different pool. The opposite is an overlay.

See it in a real race

Upload any race program and HandicapIQ reads the pace, class, figures, and value for you — no jargon to memorize.

TRY HANDICAPIQ FREE →
MORE TERMS
Speed FigureBeyer Speed FigurePaceCloserFront-RunnerWire-to-Wire